Opportunities for
Lenders

Put your capital to work in high-demand, government-backed receivable financing. 

Programs

Two lending
opportunities designed
for your goals

Choose the structure that fits your investment strategy and return objectives.

Fast

120-Day lending program

Provide capital in 120-day cycles. Funds finance active government contracts across partner companies under AJHJ Investments LLC. At the end of the term, receive full principal plus return.

Steady

Monthly installment lending program

Receive monthly interest payments, partial monthly principal, and a final balloon payment at the end of the term.

Steady

Monthly installment lending program

Receive monthly interest payments, partial monthly principal, and a final balloon payment at the end of the term.

Process

How your funds work

Government contract financing through subsidiaries of AJHJ Investments LLC controlled by American Factoring's parent company. Your capital moves through a clear, structured process designed for transparency and performance.

Capital deployed

Your funds are committed to active government contracts with established partner companies.

Contracts financed

Capital finances receivables under AJHJ Investments LLC subsidiaries, backed by U.S. government contract obligations.

Receivables mature

Government payments flow through the financing structure as contracts are fulfilled and receivables are collected.

Returns distributed

Principal and returns are paid according to your program terms—either in a lump sum or monthly installments.

Advantages

Why lenders choose
American Factoring LLC

We deliver the returns, stability, and flexibility that serious investors demand.

High returns

Strong yields

Government backed

Flexible terms

Proven track

Transparent ops

Security

Transparent and secure operations

Full visibility into contract details, funding flows, and receivables collection. Your capital is managed with institutional rigor and regulatory compliance.